You can deposit cash at any Post Office across the UK, and depending on your sort code, at PayPoint locations too. All you’ll need is your business card and PIN 💳. Once your deposit is complete, the money will usually be ready and available in your account straight away. Please note that these services only accept British Pounds (GBP), foreign currency cannot be accepted.
Before you head out, check the sort code on your card or in your app, this determines your limits, fees and where you can pay in cash.
If your sort code is 04-36-15
Your account is provided by Griffin Bank Ltd.
You'll be able to deposit cash at any Post Office soon. We're still working on this feature 🚧.
If your sort code is 23-69-72
Your account is provided by Prepay Technologies Ltd (PPS).
Depositing at a Post Office
The Post Office is a cost-effective way to deposit larger amounts of cash.
Charge: 0.5% of the total amount (or a minimum of £2), whichever is greater.
| Limit type | Sole Trader | Limited Company |
|---|---|---|
| Single transaction limit | £2,000 | £2,000 |
| Total daily limit | £5,000 | £7,000 |
Example: If you deposit £2,000 at the Post Office, the fee would be £10 (based on the 0.5% charge).
Depositing at a PayPoint store
PayPoint is convenient for smaller, frequent deposits at local shops.
Charge: 3% of the total transaction value.
| Limit type | Sole Trader | Limited Company |
|---|---|---|
| Single transaction limit | £500 | £500 |
| Total daily limit | £1,000 | £2,000 |
Example: If you deposit £2,000 at PayPoint (across multiple transactions/days), the total cost would be £60 (based on the 3% charge).
Top tips for cash deposits
Keep your receipt: Always ask for and keep your deposit receipt until the funds show in the app. 🧾
Check your limits: To avoid disappointment at the counter, make sure your deposit doesn't exceed the daily limits shown above.
Have your card ready: You'll need to insert your physical card into the card machine and enter your PIN to authorise the deposit. ✅