Yes, your business card is automatically enrolled in 3D Secure (3DS) security from the moment you activate it. This free protection runs completely in the background to keep your business account safe from fraud. You do not need to apply or register for anything extra to use it, meaning you can start shopping online with complete peace of mind right away. 💳
Recognising 3D Secure at checkout
When you are buying goods or services online, you might notice a few different security names or logos during the checkout process. Depending on the website you are using, 3D Secure may be called:
- Mastercard Identity Check
- Mastercard SecureCode
Even though these names and logos look a little different, they all use the exact same secure technology standard to protect your money. The online retailer's checkout page will automatically recognise your card number and connect with our system to ensure your transaction is legitimate. 🛡️
3D Secure is a security step that asks you to verify online purchases through the app. This ensures it is really you using your card and prevents unauthorised spending. When you buy something online, you will receive a notification to either approve or decline the transaction. Tapping "Confirm" will always send money out of your account; it is never used to cancel a payment or receive a refund.