What are the business account limits for a Limited Company?
Your business account has fixed limits on your balance, cash deposits, and payments to help keep your money secure. These limits are fixed and we can't change or increase them on request, so it’s best to plan your payments across the month to keep things running smoothly. You can find the exact daily, monthly, and card limits for both sole trader and limited company accounts below.
Balance limits
Limit type
Limited company account
Maximum account balance
£400,000
Maximum tax pot balance
£100,000
Cash limits
Limit type
Limited company account
Cash deposit via Post Office (per transaction)
£2,000
Cash deposit via Post Office (per day)
£7,000
Cash deposit via PayPoint (per transaction)
£500
Cash deposit via PayPoint (per day)
£2,000
Payment limits
Your business account can receive BACS and CHAPS payments. You can also send and receive Faster Payments.
Limit type
Limited company account
Incoming and outgoing limits per day (Faster Payments, BACS/CHAPS, Direct Debits)
£100,000
Incoming and outgoing limits per month (Faster Payments, BACS/CHAPS)